MRIC Working Paper Series

34

Comparative Risk Aversion in Two Periods: An Application to Self-Insurance and Self-Protection

Tobias Huber

33

Estimating Extreme Cancellation Rates in Life Insurance

Francesca Biagini

Tobias Huber

Johannes Jaspersen

Andrea Mazzon

32

Familiy Transitions and Risk Attitude

Mark J. Browne

Verena Jäger

Andreas Richter

Petra Steinorth

31

Credible or Biased? An Analysis of Insurance Product Ratings in Germany

Patricia Born

Stephanie Meyr

Sharon Tennyson

30

Effects of Changes in Risk Attitude on Individuals’ Health-related and Financial Decision Making

Verena Jäger

29

Impact of Economic Conditions on Individual Risk Attitude

Mark J. Browne

Verena Jäger

Petra Steinorth

28

Moral Hazard and Advantageous Selection in Private Disability Insurance

published in: Geneva Papers on Risk and Insurance

Sebastian Soika

27

Value Relevance of Life Insurers' Embedded Value Disclosure and Implications for IFRS 4 Phase II

Tobias Gerstner

Dominik Lohmaier

Andreas Richter

26

Learning and Risk Management Decisions

Dominik Lohmaier

25

Hazard-specific Supply Reactions in the Aftermath of Natural Disasters

published in: Geneva Papers on Risk and Insurance

Vijay Aseervatham

Patricia Born

Dominik Lohmaier

Andreas Richter

24

On the Demand Effects of Rate Regulation - Evidence from a Natural Experiment

Johannes Jaspersen

Andreas Richter

Sebastian Soika

23

Health Insurance, Health Savings Accounts and Health Care Utilization

published in: Health Economics

Richard Peter

Sebastian Soika

Petra Steinorth

22

Self-Insurance, Self-Protection, and Saving: On Consumption Smoothing and Risk Management

published in: Journal of Risk and Insurance

Annette Hofmann

Richard Peter

21

Optimal Prevention for Multiple Risks

published in: Journal of Risk and Insurance

Christophe Courbage

Henri Louberge

Richard Peter

20

The Influence of Adaptation on Skewness Seeking

published in: Organization Science

Johannes Jaspersen

Richard Peter

19

A Fair Pool Sharing Mechanism for Illiquid Catastrophe Risk Markets

Gunther Kraut

18

Involving Epidemiological Expertise into Causation:
How to Cope With the Science Charade

Kai Purnhagen

17

The wealth effects of premium subsidies on moral hazard in insurance markets

published in: European Economic Review

Johannes Jaspersen

Andreas Richter

16

How do unisex rating regulations affect gender differences in insurance premiums?

published in: Geneva Papers on Risk and Insurance

Vijay Aseervatham

Christoph Lex

Martin Spindler

15

The Behavioural Law and Economics of the Precautionary Principle and Its Impact on EU Internal Market Regulation

Kai Purnhagen

14

Never the Twain Shall Meet? A Critical Perspective on Cultural Limits between Internal Continental Dogmatism and US-style Law and Economics Theory

published in: Law and Economics in Europe

Kai Purnhagen

13

Demand Reactions in the Aftermath of Catastrophes and the Need for Behavioral Approaches

Vijay Aseervatham

Patricia Born

Andreas Richter

12

Banks in the Insurance Distribution Business – Controversial Issues of the Spanish Regulation and Reference to the Corresponding Provisions in the German Legal System

Covadonga Díaz Llavona

11

United We Stand, Divided We Fall? Collective Redress in the EU and its Impact on the Insurance Sector

published in: European Review of Private Law

Kai Purnhagen

10

Behavioral bias and the demand for bicycle and flood insurance

published in: Journal of Risk and Uncertainty

Mark J. Browne

Christian Knoller

Andreas Richter

9

Probability Elicitation with Severe Time Pressure - A Rank-Based Procedure

published in: Risk Analysis

Johannes Jaspersen

Gilberto Montibeller

8

The Influence of Affect on Heuristic Thinking in Insurance Demand

published in: Journal of Risk and Insurance

Johannes Jaspersen

Vijay Aseervatham

7

On the Propensity to Surrender a Variable Annuity Contract: An Empirical Analysis of Dynamic Policyholder Behaviour

published in: Journal of Risk and Insurance

Christian Knoller

Gunther Kraut

Pascal Schoenmaekers

6

Insurance regulation and life catastrophe risk: Treatment of life catastrophe risk under the SCR standard formula of Solvency II and the necessity of partial internal models

published in: Geneva Papers on Risk and Insurance

Gunther Kraut

Andreas Richter

5

Multiple Reference Points and the Demand for Principal-Protected Life Annuities: An Experimental Analysis

published in: Journal of Risk and Insurance (forthcoming)

Christian Knoller

4

The Impact of Time-Structure on Optimal Prevention

Annette Hofmann

Richard Peter

3

Intermediation and (Mis-)Matching in Insurance Markets – Who Should Pay the Insurance Broker?

published in: Journal of Risk and Insurance

Uwe Focht

Andreas Richter

Jörg Schiller

1

Yes, No, Perhaps? - Premium Risk and Guaranteed Renewable Insurance Contracts with Heterogeneous Incomplete Private Information

published in: Journal of Risk and Insurance

Richard Peter

Andreas Richter

Petra Steinorth